Banks selling Hospital Insurance

I am livid. Today I received an "Activation Form" for "Hospital Accident Insurance Plan" coverage with an inclosed ER Emergency card from Bank Of America. MY bank is selling health insurance.
IT is free for the first 60 days and then you pay $30.80 a month for "accident coverage". Of course if you are old you only get 50% of the coverage which is limited at best. WHAT A SCAM

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So, I'd better have my "accident" in 60 days, right?

Seems that the incentives work that way.

And we wonder why they're going belly up...

"First they ignore you, then they ridicule you, then they fight you, then you win." -- Mahatma Gandhi