Donna Smith: You-can-keep-your-insurance talking point is "a big fat lie"

lambert's picture

Think about it for a minute:

So, we’ve been told over and over again that under the healthcare reform plans currently defended and pushed by the President and Congress that we can keep what we’ve got if we like it. No one will take your health insurance bennies away. Not under our employer-based, for-profit system.

Well, tell that to the latest batch of employees in Chicago to have their insurance benefits cut right out from under them — they sure didn’t get to keep what they had.

The workers at SK Tools had no choice. Their health insurance benefits were cancelled. Sick family member? Too damn bad. Need a doctor. Tough luck. The company representatives say the recession has hurt them, and they have no choice. The company is also asking for 20 percent cuts in hourly wages. Wow.

Now, the workers have voted to strike. And there will perhaps be some resolution for this bunch of employees. Folks will cry out, perhaps even President Obama will step in, and this situation will probably get resolved — though folks will suffer in the interim.

But the larger issue remains. Just how gullible are we when we trust that any private company will be forced to keep any benefit plan it chooses not to keep?

Employers will still be able to change up healthcare plans to meet the company’s needs — and if that means you have to see another doctor or pay a higher co-pay or drive to a more distant in-network provider, that will not be your decision. And health insurance companies will still be able to change their provider lists and covered services and all sorts of other things without any input from policyholders.

So, America, it just isn’t true that you can keep what you have if you like it when it comes to private, employer-based healthcare benefits. It’s a big, fat lie. And the company noted in the article above provides but one example. There will be many more.

The House bill on healthcare reform, the Senate plan for healthcare reform and the President’s plan for healthcare reform — none of these actually guarantee that you can keep what you have if you like it, because tomorrow your employer or your insurance company may change what you like to suit their bottom line. That’s the truth.

If this big lie about healthcare reform rolls off their messaging engines like melting butter on a warm slice of bread, what else do you suppose they are lying about?

Well, I could make a list....

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You could make a list? Oh, please, DO!

There are so many it's easy to forget some of them.

Damon's picture

Did anyone actually believe this?

Did anyone actually ever believe this talking point? Since the current system is employer-based, it's been known forever that you have little control over insurance choices. I thought the talking (false) point was put out there to allay some of the fears of employee who's employers who'd inevitably switch over the public option.

But, we've always been at war with Eastasia...

lambert's picture

People keep saying it...

... and I assume they believe that people believe it.

Which is a different question, I grant you.

First they ignore you, then they ridicule you, then they fight you, then you win. -- Mahatma Gandhi

cal1942's picture

Employer Based Told The Whole Story

When Obama said that we would retain the employer based system the game was up, all over, ain't gonna be no reform.

I'm still knocked out that anyone would take such a stand given that so many people who had employer based insurance are now unemployed and that many companies are dropping insurance or opting for near worthless street 'surance.

Only an ignorant elitist would make such a statement with a straight face.

But just to make one and all feel really comfy Obama has said that after health care "reform" he'll 'tackle' Social Security. Something about the word tackle ...

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