Unemployment, suspect subprime lending, business failures and medical disasters cause way too many families to lose their homes. Losing homes and failing to pay mortgage installments on time will push such families' credit rating over the edge into the abyss of of new world outcasts.

The credit rating companies are feelingness automatons who follow the rules/laws to the letter. They make no distinction between the hard working and the bums, between this depression's victims and run of the mill irresponsible individuals.

It's very commendable of Barack, Larry and Timmy to spend their working hours pouring endless efforts into saving the banksters. How about spending a short break here or there on trying to prevent hard lucked families from being officially outcast by the credit rating system?